Health insurance (Krankenversicherung)

Pre-requisite for enrolment at UDE is that you are covered by a health insurance.

EU nationals

You can remain with the health insurance in your home country.

1.Ask your health insurance provider to issue a European Health Insurance Card (EHIC) for you.

2.Present the EHIC to a German health insurance provider. The health insurance provider issues a statement for you to prove that you are exempted.

3.Hand in the exemption statement to UDE on the occasion of your enrolment.

If you prefer to contract a German health insurance provider, please consult the information for "Non-EU nationals".

Non-EU nationals

You need to join a German health insurance provider. Most providers offer reduced rates for students under the age of 30 (monthly fee ca. 90 €).

You will receive a health insurance card from your provider which you are obliged to bring to any consultation with a general practitioner/ doctor.

Language course attendees

(DSH preparation)

Non-EU nationals


You must have a private (travel) health insurance from a German provider (valid until 30th September for the summer semester or 31st March for the winter semester).

After you passed the DSH and enroll in your degree course, you can switch from a private to a public health insurance company. Please note that you can only switch at the same time as you enroll in your degree course.

EU nationals bring the European Health Insurance Card (EHIC) and follow the procedure as described above.

You are free to choose among the health insurance providers. You can find information on public health insurance providers (Gesetzliche Krankenkassen) under:   

Health insurance companies near the UDE Campus, Duisburg:

TK – Techniker Krankenkasse
Schifferstr. 166
47059 Duisburg

Tel. 040-46065110-312
Mobil 0151-14534896
Fax 0800-285858962673


AOK (Student service)
Lotharstr. 80
47057 Duisburg
Tel.: 0203/ 393 22 33
Opening hours: 9 a.m. – 2 p.m., Monday to Friday   
Health insurance companies near the UDE Campus, Essen:
AOK Student Service
Segerothstr. 73
45141 Essen
Tel.: 0201/ 2011 670
Fax: 0201/ 31 35 98
Opening hours: 8 a.m. – 4 p.m., Monday to Friday  


TK – Techniker Krankenkasse – Student Service
Universitätsstr. 19
In der Brücke
45141 Essen

Tel. 040 - 460 65 11 01 59
Mobil 01 51 – 14 53 49 19
Fax 040 - 460 65 11 03 81


More information about health insurance:

health insurance companies in Germany

information sheet for students about health insurance